How much are you paying to call india?
indiaLD
Do you know that indiaLD is offering a free 60 min to india? sounds good, doesn't it? well you have to be lucky though, chances i think are good because they're offering this free 60 mins to 2 million accounts. So it will a FCFS(first come first serve) basis. Also, you have to lucky enough to be one of those 2 million.
OK lets take a look at their price chart below






 I'd say only if you sign up for $27.00 or $29.95 you'd be paying lowest call rate to india and if you're lucky enough you might also get the free 60 mins.
Also, as a token to that  you get to Send Free SMS to India. NOT BAD.

Who else is in the race?
NYMGO

Especially those who make to hyderbad, nymgo is offering lowest rate of 1.6cents. Take a look at the price chart above.
I don't think it would go any cheaper than that. Ofcourse, if you're ok in buying in bulk. like buying 27 or 29.95 bucks worth talktime from  indiaLD.
This is pc to phone thing. So, if you make lot of calls to andhra pradesh and are ok with making calls from your laptop or desktop and dont'like to buy in bulk then Nymgo is your option. Call quality is excellent, let me throw that out.



Actionvoip
well, I am using actionvoip to make calls to india. They charge in Euros and the minimum you can buy from them is 10 Euros. lets take a look at their call rates to india--

India  (Landline)	0.010	0.012
India  (Mobile)	0.010	0.012

Anyway for 10 euros altogether I was charged, $15.5 and I got 23+ hours of talktime. Actionvoip
is a very close competitor to Nymgo and Nymgo wins the race for sure if you're only making calls to "Andhra Pradesh." This is a pc to phone thing too like nymgo, and I enjoy it for the fact that I don't need to worry about my cell phone mins during weekdays in daytime. Call quality is not bad at all.

Hope this was helpful to you. have fun paying less!

I was in need of getting a couple of passport style photographs. Crazy prices out there exclusively for passport style photos. Here is the list:

Walgreens : $7.99+tax
CVS pharmacy : $7.99+tax
FedEx: : $15.00+tax
PostOffice : $14.??+tax
Walmart : $14.??+tax
Costco : $5.00+tax

Obviously costco is better compared to the rest. If you don't have enough time you can go for costco. If you do not want to spend that much for a couple of pics ( size is 2 * 2") then you wanna do this:
First, requirements for the photo:

• width: 2 inches, height: 2 inches
  
• Front view of the face.
  
• Gotta be bright, plain white background or off-white with no shadows
• For exact requirements go here

Well you can take that picture yourself at home, even with a compact camera or if you have a soft copy already and just need a photo print out, well and good. If you're not a professional it might take a few shots to get the right one. Once when you are done you wanna go to this site: http://www.epassportphoto.com/.
What they basically do is take your picture and prepare a 4 inces by 6 inches photo sheet filled with about 5 of your pictures plus their ad. And they do this for "FREE!"
Now they'll give you the link to download your photosheet after you have gone through the 3 steps on their site. And thats it! ( you can replace their ad with another copy of your picture, you can do this in microsoft paint, so you have total 6 photos ). Example:


I think thats too much of a smile! According to state gov natural expression is preferred :)
Go to a walmart/walgreen/costco/CVS/FedEx - which ever is near by, It will cost you anywhere between 13-29 cents!!! to get a 4*6" photo printout. Take a paper cutter and cut your 6 passport photos from the sheet.

For 6 passport pictures you could've paid - $24+tax
With a little bit of your time you can get that for - $0.20 i.e. 20 cents.

wow!! thats a huge deal for anybody.